Wallet
What you have recorded, and what you can actually pay out today. These are two different numbers and the difference is explained below.
Ledger balance
GHS 128,940.00
Everything recorded, including money still on its way to us from the gateway.
Available to pay out
GHS 108,350.00
What you can send right now. Held and unsettled money is excluded.
Why the two figures differ — GHS 20,590.00
Settling from the gateway
GHS 6,300.00 from yesterday, expected tomorrow morning
Payout in flight
TRF-20260730-0094 to Kantanka Supplies
Held in the Chargeback reserve wallet
Ring-fenced against disputes, not spendable
Difference
Ledger GHS 128,940.00 less available GHS 108,350.00
Your wallets3 wallets · GHS
| Wallet | Ledger | Available | |
|---|---|---|---|
default Operating Day-to-day trading | 84,200.00 | 77,150.00 | |
Supplier payouts Ring-fenced for suppliers | 31,200.00 | 31,200.00 | |
reserve Chargeback reserve Held back against disputes | 13,540.00 | Locked |
Balance history
| Date | Note | Ledger | Available |
|---|---|---|---|
| 30 Jul | Card and MoMo charges, one payout | 128,940.00 | 108,350.00 |
| 29 Jul | Settlement received | 138,460.00 | 130,110.00 |
| 28 Jul | Ordinary trading | 54,812.50 | 48,102.00 |
| 27 Jul | Ordinary trading | 46,220.00 | 41,880.00 |
| 26 Jul | Refund issued | 44,010.00 | 40,220.00 |
| 25 Jul | Ordinary trading | 41,880.00 | 38,940.00 |